We help startups, scale-ups and SMEs build and run stronger finance functions.
From management reporting, budgeting and cash-flow management to financial controls, systems, process improvement and finance-team leadership, CFO Consulting provides experienced senior finance support without the cost of building a full in-house finance leadership team.
Fractional CFO & Finance Operations for Growing Businesses
Stronger Finance Operations. Better Visibility. Better Decisions.
Senior Finance Leadership. Hands-On Execution.
As businesses grow, finance becomes more complex.
Management needs timely and reliable financial information, stronger cash-flow visibility, disciplined forecasting and finance processes that can scale with the business.
CFO Consulting works alongside business owners, CEOs and management teams to strengthen day-to-day finance operations while providing the financial insight needed to make better business decisions.
We do more than advise.
We help businesses run finance better.
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Management reporting and KPI development
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Budgeting and forecasting
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Cash flow and working capital management
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Financial controls and governance
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Finance team leadership and operational support
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Finance process improvement and automation
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Financial modelling and strategic planning
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M&A, restructuring and business integration
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Fundraising and investor readiness
Meet our Leadership

Panchatsharam Elumalai
Founder & Managing Partner
Fractional CFO | Finance Leadership | Business Performance | Transformation🏆 Singapore Top 10 CFOs 2024 — CEO Insights Asia
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Panchatsharam brings more than 20 years of senior finance and CFO experience, helping management teams strengthen financial performance, improve decision-making and build finance functions that can scale with the business.
He works closely with founders, CEOs and leadership teams across financial planning, forecasting, management reporting, profitability improvement, cash flow, finance transformation and strategic decision support.
His experience also includes restructuring, M&A, due diligence, fundraising and other complex financial transactions.
Areas of Expertise
Finance Leadership • Business Performance • Financial Planning & Analysis • Forecasting • Profitability Improvement • Finance Transformation • M&A • Restructuring
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Nimmi Panchatsharam
Partner - Finance Operations & Controllership
Fractional Head of Finance | Reporting | Controls | Finance Transformation
Nimmi Panchatsharam is a seasoned finance leader with 20 years of experience across financial management, accounting, audit, FP&A, treasury, taxation, revenue recognition, transfer pricing, budgeting, forecasting, cash-flow management, and business operations. She pairs deep technical finance expertise with strong commercial acumen and operational leadership, with extensive experience building high-performing finance functions and driving financial discipline.
Throughout her career, Nimmi has strengthened internal controls, improved profitability, optimized working capital, implemented finance systems, and supported strategic business decision-making. She also brings hands-on experience in M&A, due diligence, and post-acquisition integration, enabling her to support businesses through growth, transformation, and operational change.
Areas of Expertise
Financial Reporting • Budgeting & Forecasting • Finance Operations • Process Automation • Working Capital • Internal Controls • Compliance • Multi-Entity Finance
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What our clients say
Practical Finance Support That Makes a Difference
Rohit Jha, CEO, Transcelestial Technologies
Panchatsharam was instrumental in securing venture debt alongside equity fundraising, guiding a $24B market strategy, and validating key pricing models. As our trusted CFO, he excelled in financial reporting, projections, and board relations, driving our $10M Series A2 raise. Beyond finance, he streamlined in-house processes, supported cross-functional teams, and took on critical C-level responsibilities with unwavering dedication. A true business ally, Panchatsharam was an invaluable asset to our growth journey
Ben Stein, CEO Staple AI
Engaging CFO Consulting, led by Panchatsharam Elumalai, was a game-changer for Staple AI. His team developed detailed, investor-ready financial models aligned with our business goals, while providing critical insights into our sales funnel, operational costs, and deal structuring. Their expertise played a pivotal role in helping us successfully raise USD 4 million in our pre-Series A round. Panchatsharam also collaborated with cross-functional teams to refine pricing strategies and negotiate key contracts, ensuring our financial operations are optimized for growth. We highly recommend CFO Consulting for startups seeking strategic financial leadership.
Sahil Tapiawala, CEO Atomionics
In a short span of time, Panchatsharam Elumalai, and his team at CFO Consulting played a crucial role in helping us secure our USD 7 million pre-Series A funding. They transformed our historical financials into clear, investor-grade reports, providing the financial transparency and confidence needed for successful fundraising. Their expertise and professionalism have been invaluable to our growth